My budgeting skills are definitely in need of some improvement. As usual there is far too much month left at the end of the money and with it being Halloween today(!) I am in serious budgeting mode to make it out and about tonight!
The guilt I felt at the ATM when the screen showed I had an embarrassing £3.21 and I can withdraw 'nil'!
Thank goodness I get money in my account tomorrow so I can pay off my phone bill and feel rich again...for a few days at least...
